Stock Valuation / V
Is Visa Inc. (V) Overvalued? Fair Value & 5-Year Target
Visa Inc. trades at $396.06 (P/E 33.68). Our reference model estimates a fair value of $379.53 at its recent average P/E of 32.27.
| Current price | $396.06 |
|---|---|
| Current EPS | $11.76 |
| Current P/E | 33.68 |
| Average P/E | 32.27 |
| Fair value (at avg P/E) | $379.53 |
| Upside to fair value | -4.2% |
| Illustrative 5-yr target (25× P/E, 15% growth) | $591.34 |
What drives V's valuation
Changing either assumption moves the target: a higher P/E multiple or faster EPS growth raises fair value, a lower multiple or slower growth lowers it. The interactive dashboard lets you edit both and re-run the model instantly.
About Visa Inc.
Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integrati
Frequently asked questions
What is V's fair value?
At its recent average P/E of 32.27, Visa Inc. (V) has a reference fair value of about $379.53, which is -4.2% versus the current price of $396.06.
Is Visa Inc. (V) overvalued or undervalued?
Based on the average-P/E reference model, Visa Inc. looks overvalued relative to fair value by roughly +4.2%. This is a model output, not investment advice — change the P/E and growth assumptions in the dashboard for your own view.
What is a 5-year price target for V?
Under an illustrative model of 25× P/E and 15% annual EPS growth, the implied 5-year target is $591.34. Adjust both inputs on the interactive page to match your assumptions.
Open the interactive V valuation dashboard →
Figures are for informational purposes only and are not investment advice. Data as of 2026-10-14.