Stock Valuation / MCY
Is Mercury General Corporation (MCY) Overvalued? Fair Value & 5-Year Target
Mercury General Corporation trades at $102.88 (P/E 6.08). Our reference model estimates a fair value of $155.26 at its recent average P/E of 9.18.
| Current price | $102.88 |
|---|---|
| Current EPS | $16.92 |
| Current P/E | 6.08 |
| Average P/E | 9.18 |
| Fair value (at avg P/E) | $155.26 |
| Upside to fair value | +50.9% |
| Illustrative 5-yr target (25× P/E, 15% growth) | $850.80 |
What drives MCY's valuation
Changing either assumption moves the target: a higher P/E multiple or faster EPS growth raises fair value, a lower multiple or slower growth lowers it. The interactive dashboard lets you edit both and re-run the model instantly.
About Mercury General Corporation
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Ari
Frequently asked questions
What is MCY's fair value?
At its recent average P/E of 9.18, Mercury General Corporation (MCY) has a reference fair value of about $155.26, which is +50.9% versus the current price of $102.88.
Is Mercury General Corporation (MCY) overvalued or undervalued?
Based on the average-P/E reference model, Mercury General Corporation looks undervalued relative to fair value by roughly +50.9%. This is a model output, not investment advice — change the P/E and growth assumptions in the dashboard for your own view.
What is a 5-year price target for MCY?
Under an illustrative model of 25× P/E and 15% annual EPS growth, the implied 5-year target is $850.80. Adjust both inputs on the interactive page to match your assumptions.
Open the interactive MCY valuation dashboard →
Figures are for informational purposes only and are not investment advice. Data as of 2026-10-14.