Stock Valuation / MA
Is Mastercard Incorporated (MA) Overvalued? Fair Value & 5-Year Target
Mastercard Incorporated trades at $604.80 (P/E 33.27). Our reference model estimates a fair value of $575.01 at its recent average P/E of 31.63.
| Current price | $604.80 |
|---|---|
| Current EPS | $18.18 |
| Current P/E | 33.27 |
| Average P/E | 31.63 |
| Fair value (at avg P/E) | $575.01 |
| Upside to fair value | -4.9% |
| Illustrative 5-yr target (25× P/E, 15% growth) | $914.16 |
What drives MA's valuation
Changing either assumption moves the target: a higher P/E multiple or faster EPS growth raises fair value, a lower multiple or slower growth lowers it. The interactive dashboard lets you edit both and re-run the model instantly.
About Mastercard Incorporated
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable b
Frequently asked questions
What is MA's fair value?
At its recent average P/E of 31.63, Mastercard Incorporated (MA) has a reference fair value of about $575.01, which is -4.9% versus the current price of $604.80.
Is Mastercard Incorporated (MA) overvalued or undervalued?
Based on the average-P/E reference model, Mastercard Incorporated looks overvalued relative to fair value by roughly +4.9%. This is a model output, not investment advice — change the P/E and growth assumptions in the dashboard for your own view.
What is a 5-year price target for MA?
Under an illustrative model of 25× P/E and 15% annual EPS growth, the implied 5-year target is $914.16. Adjust both inputs on the interactive page to match your assumptions.
Open the interactive MA valuation dashboard →
Figures are for informational purposes only and are not investment advice. Data as of 2026-10-14.