Stock Valuation / FOUR
Is Shift4 Payments, Inc. (FOUR) Overvalued? Fair Value & 5-Year Target
Shift4 Payments, Inc. trades at $38.84 (P/E 55.49). Our reference model estimates a fair value of $30.17 at its recent average P/E of 43.10.
| Current price | $38.84 |
|---|---|
| Current EPS | $0.70 |
| Current P/E | 55.49 |
| Average P/E | 43.10 |
| Fair value (at avg P/E) | $30.17 |
| Upside to fair value | -22.3% |
| Illustrative 5-yr target (25× P/E, 15% growth) | $35.20 |
What drives FOUR's valuation
Changing either assumption moves the target: a higher P/E multiple or faster EPS growth raises fair value, a lower multiple or slower growth lowers it. The interactive dashboard lets you edit both and re-run the model instantly.
About Shift4 Payments, Inc.
Shift4 Payments, Inc. engages in the provision of software and payment processing solutions in the United States and internationally. The company offers a payments platform, which provides omnichannel card acceptance; and processing solutions across multiple payment types, including credit, debit, contactless card, Europay, MasterCard and Visa, QR Pay, and mobile wallets, as well as alternative payment methods, such as Apple Pay, Google Pay, Alipay, and WeChat Pay. It also provides technology solutions, such as SkyTab POS, which provides purpose-built POS workstations; SkyTab Mobile, which provides pay-at-the-table, order-at-the-table, delivery, customer feedback, and email marketing solutio
Frequently asked questions
What is FOUR's fair value?
At its recent average P/E of 43.10, Shift4 Payments, Inc. (FOUR) has a reference fair value of about $30.17, which is -22.3% versus the current price of $38.84.
Is Shift4 Payments, Inc. (FOUR) overvalued or undervalued?
Based on the average-P/E reference model, Shift4 Payments, Inc. looks overvalued relative to fair value by roughly +22.3%. This is a model output, not investment advice — change the P/E and growth assumptions in the dashboard for your own view.
What is a 5-year price target for FOUR?
Under an illustrative model of 25× P/E and 15% annual EPS growth, the implied 5-year target is $35.20. Adjust both inputs on the interactive page to match your assumptions.
Open the interactive FOUR valuation dashboard →
Figures are for informational purposes only and are not investment advice. Data as of 2026-10-14.