Stock Valuation / FICO
Is Fair Isaac Corporation (FICO) Overvalued? Fair Value & 5-Year Target
Fair Isaac Corporation trades at $723.03 (P/E 20.89). Our reference model estimates a fair value of $1,239.22 at its recent average P/E of 35.81.
| Current price | $723.03 |
|---|---|
| Current EPS | $34.61 |
| Current P/E | 20.89 |
| Average P/E | 35.81 |
| Fair value (at avg P/E) | $1,239.22 |
| Upside to fair value | +71.4% |
| Illustrative 5-yr target (25× P/E, 15% growth) | $1,740.33 |
What drives FICO's valuation
Changing either assumption moves the target: a higher P/E multiple or faster EPS growth raises fair value, a lower multiple or slower growth lowers it. The interactive dashboard lets you edit both and re-run the model instantly.
About Fair Isaac Corporation
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer enga
Frequently asked questions
What is FICO's fair value?
At its recent average P/E of 35.81, Fair Isaac Corporation (FICO) has a reference fair value of about $1,239.22, which is +71.4% versus the current price of $723.03.
Is Fair Isaac Corporation (FICO) overvalued or undervalued?
Based on the average-P/E reference model, Fair Isaac Corporation looks undervalued relative to fair value by roughly +71.4%. This is a model output, not investment advice — change the P/E and growth assumptions in the dashboard for your own view.
What is a 5-year price target for FICO?
Under an illustrative model of 25× P/E and 15% annual EPS growth, the implied 5-year target is $1,740.33. Adjust both inputs on the interactive page to match your assumptions.
Open the interactive FICO valuation dashboard →
Figures are for informational purposes only and are not investment advice. Data as of 2026-10-14.